Maintaining your health is an important factor in performing well in college. To ensure students remain healthy, all Reed undergraduates must be covered by health insurance.
All students will be charged for the college’s plan, but you have the option to waive coverage if you can demonstrate comparable coverage.
Plan Details
The 2024–25 Reed College student health insurance plan is provided by PacificSource through the Navigator network (previously the Voyager network).
PacificSource identification cards are available online by selecting "Student ID" under the "Identify Using" selection.
The current academic year premiums are listed on our tuition and fees page. The coverage period for the Reed student health plan is as follows:
- Fall: August 15 through December 31
- Spring: January 1 through August 14
Coverage Information
- PacificSource Summary of Benefits and Coverage (SBC)
- PacificSource Undergraduate Student Guide
- Schedule of benefits
- Preferred providers and pharmacies
- InTouch Mobile App QR Code
- PacificSource Undergrad Domestic Student Highlight Sheet
- PacificSource Undergrad International Student Highlight Sheet
MALS Students
Enrollment in the student health insurance plan is voluntary for MALS students. Enrollment must be completed online with PacificSource each semester by the dates listed below.
- Fall open enrollment: July 15 through September 15
- Spring open enrollment: December 1 through February 1
- Summer open enrollment: May 1 through July 1
For more information, refer to the PacificSource MALS Student Guide and the PacificSource MALS Highlight Sheet.
PacificSource Contact Information
Please see PacificSource’s Student Guide or call PacificSource at 855-274-9814 or 541-225-2741 or William Marshall at USI NW at 971-256-5814. You may also email inquiries to StudentHealth@pacificsource.com or studenthealthinquiries@usi.com.
Waiving the Student Health Insurance
Students who have their own insurance coverage and do not want to be enrolled in the college’s plan must provide proof of comparable health insurance coverage annually by completing an insurance waiver prior to the first day of classes. This includes students who have been approved for part-time enrollment status. No waivers will be accepted after the first day of classes—no exceptions.
All waivers will go through a verification process to confirm the comparable coverage meets the necessary requirements. Please allow 5–7 business days for this process.
- Approved waivers: Students with an approved waiver will not be enrolled in the student health insurance.
- The waiver does not remove the original charge from the student account; however, it authorizes the application of a “Health Insurance Waiver” payment (credit) to offset the cost of the health insurance fee.
- Both the charge and the waiver (payment/credit) will remain listed on your semester invoice (account activity). In the Student Account Center, the charge will be listed under "Charges," while the waiver will appear under "Payments & Credits.”
- Denied waivers: Students with denied waivers will be enrolled in the college’s student health insurance plan. The Health & Counseling Center (HCC) has provided the insurance denial next steps checklist for assistance with denied waivers. If the waiver has been denied and more information is needed, or notification of the waiver status has not been received within seven days of submitting the waiver, please contact PacificSource Customer Service at 855-274-9814 or studentwaiver@pacificsource.com.
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Rescinding a waiver: Please email business-office@reed.edu before the first day of the semester to rescind a previously submitted waiver if you would like to be covered by student health insurance.