Human Resources

Dental plans

Eligibility

All regular (non-temporary) full-time and part-time employees in a position of at least half time are eligible for coverage on the first day of the month following date of hire. If hired on the first day of the month, benefits begin immediately. Coverage is available for spouses, domestic partners and dependent children.

Description

There are currently three dental plan options: Willamette Dental, Kaiser Dental and Metlife dental. 

Contribution

Each year during the budgeting process, the college determines the amount it will contribute to the cost of employees' dental insurance. This year Reed pays 100% of the cost of the Willamette Dental plan for employee-only coverage and 60% of the Willamette Dental cost for eligible dependents. Reed pays this same dollar amount towards the Metlife and Kaiser plans and employees pay the difference in cost. Employees pay their portion of the cost of their heath insurance by pre-tax paycheck deductions. Note that coverage for domestic partners is taxable i.e. cannot be paid pre-tax.

Cost

Dental cost per pay period as of January 1, 2024

Plan Coverage Reed contribution per pay period Cost to employee per pay period
Willamette Dental

Individual

$23.13

$0

Plus child(ren)

$37.71

$9.72

Plus spouse/partner

$37.03

$9.27

Family

$57.57

$22.96

Kaiser Dental

Individual

$23.13

$9.30

Plus child(ren)

$37.71

$20.67

Plus spouse/partner

$37.03

$27.83

Family

$57.57

$39.72

Metlife dental

Individual

$23.13

$10.18

Plus child(ren)

$37.71

$38.34

Plus spouse/partner

$37.03

$30.77

Family

$57.57

$37.21

Plan Comparisons

Reed College Dental Plan Comparison

Services Willamette Dental Kaiser Dental Metlife Dental
Deductible

$0

$50

$50 individual/$150 family per calendar year

Office visit co-pay

$10 ($30 for specialty visits)

$0

$0

Preventive services (including exams, x-rays and cleanings)

No additional charge

No additional charge

No additional charge

Fillings

No additional charge

No additional charge

20% cost share

Crowns

No additional charge for stainless steel crowns, $50 charge for porcelain-metal crowns

No additional charge for plastic and steel crowns. 20% cost share for gold or porcelain crowns

40% cost share

Bridges

$50 per tooth

20% cost share

40% cost share

Routine extraction

No additional charge

No additional charge

20% cost share

Oral surgery

$50

20% co-insurance

20% cost share

Implants

Plan will pay up to $1,500 toward implant, see certificate of coverage for more information

not covered

not covered

Orthodontia

$1,200 for comprehensive service

50% cost share lifetime benefits maximum of $1,500

50% cost share with a $1,500 lifetime maximum benefit

Dentures

$100 complete upper or lower dentures

20% cost share

50% cost share

Annual maximum benefit

No maximum

$1,500

$2,000

Is there a network of providers?

Yes, participants must go to a Willamette Dental office

Yes, participants must go to a Kaiser Dental office

No

Websites

Willamette Dental
Kaiser
Metlife

Plan documents

Willamette Dental certificate of coverage
Willamette Dental summary of benefits
Willamette Dental new member letter
Kaiser Dental evidence of coverage
Kaiser Dental summary of benefits
Metlife dental plan summary
Metlife benefits portal access info